Cost of Living in Malta 2026 Guide for Expats and Travelers

Malta, a Mediterranean island nation known for its warm climate, historical architecture, and growing economy, has become an attractive destination for expats, retirees, digital nomads, and international students. Its English-speaking environment, stable lifestyle, and EU membership make it an ideal place for living and working.

While Malta offers high-quality living standards, understanding the overall cost of living is essential for planning your move or long-term stay. For broader details about the country, you can visit the Malta country guide.

Cost of Living in Malta: Summary Table

Housing & Rent Prices in Malta

3.1 Apartment Rent (Monthly)

• 1-bedroom in city center: $1,200 – $2,000 (€1,100 – €1,850)
• 1-bedroom outside center: $800 – $1,300 (€750 – €1,200)
• 3-bedroom in city center: $2,000 – $3,000 (€1,850 – €2,800)
• 3-bedroom outside center: $1,300 – $2,000 (€1,200 – €1,850)

3.2 Buying Property

• City Center (per sq meter): $3,500 – $5,500 (€3,200 – €5,000)
• Outside City: $2,000 – $3,000 (€1,800 – €2,700)

Food & Grocery Costs

• Milk (1 liter): $1.10 – $1.50 (€1 – €1.40)
• Bread (loaf): $1.00 – $2.00 (€0.90 – €1.80)
• Rice (1 kg): $1.50 – $2.50 (€1.40 – €2.30)
• Eggs (12): $2.20 – $3.50 (€2 – €3.20)
• Chicken (1 kg): $6 – $9 (€5.50 – €8.50)
• Beef (1 kg): $10 – $15 (€9 – €14)
• Apples (1 kg): $2 – $3 (€1.80 – €2.80)
• Tomatoes (1 kg): $2 – $3 (€1.80 – €2.80)
• Water (1.5L): $0.50 – $1 (€0.40 – €0.90)
• Soft drink (can): $1 – $1.50 (€0.90 – €1.40)

Restaurant & Dining Costs

• Inexpensive restaurant meal: $10 – $18 (€9 – €16)
• Mid-range meal for 2: $45 – $80 (€40 – €75)
• Fast food combo: $8 – $10 (€7 – €9)
• Coffee: $2 – $4 (€1.80 – €3.50)
• Tea: $1.50 – $2.50 (€1.30 – €2.20)

Transportation Costs

• One-way public transport ticket: $1.50 – $2.50 (€1.50 – €2.00)
• Monthly public transport pass: $30 – $40 (€28 – €38)
• Taxi (per km): $1.20 – $2 (€1.10 – €1.80)
• Fuel (per liter): $1.50 – $2 (€1.40 – €1.80)

Utility Costs

• Electricity (monthly): $40 – $100 (€35 – €90)
• Water (monthly): $15 – $25 (€13 – €22)
• Cooling/Heating: Included in electricity
• Garbage: Often included in rent or municipality fees
• Internet (unlimited): $30 – $60 (€28 – €55)
• Mobile plan: $10 – $20 (€9 – €18)

Healthcare Costs

• General practitioner visit: $20 – $50 (€18 – €45)
• Specialist visit: $40 – $80 (€35 – €75)
• Health insurance (individual): $40 – $100 (€35 – €90)
• Health insurance (family): $100 – $300 (€90 – €270)

Education Costs

• Public schools: Free for residents
• Private schools: $200 – $700 (€180 – €650)
• International schools: $1,000 – $2,500 (€900 – €2,300)

Entertainment & Lifestyle Expenses

• Gym membership: $40 – $70 (€35 – €65)
• Movie ticket: $8 – $12 (€7 – €11)
• Fitness/sports activities: $20 – $50 (€18 – €45)
• Nightlife/events: $10 – $40 (€9 – €35)

Cost of Living for Different Groups

11.1 Cost of Living for Singles

Singles in Malta often find living in areas outside major cities more affordable. Transportation and food costs are moderate, making the island manageable for solo residents.

11.2 Cost of Living for Couples

Couples typically enjoy reduced living costs through shared rent and utilities. Dining and entertainment options offer variety across all budgets.

11.3 Cost of Living for Families

Families may face higher expenses due to schooling and larger housing needs. Suburbs provide more affordable accommodation than central areas like Valletta and Sliema.

11.4 Cost of Living for Students

Students benefit from budget-friendly food options, shared apartments, and discounted transport passes. Malta is popular among Erasmus and international students.

11.5 Cost of Living for Expats

Expats enjoy Malta’s reliable infrastructure, English-speaking environment, and high quality of life. Rent is the biggest expense, especially in popular coastal cities.

Comparison With Other Countries

• Malta vs Italy – Malta is slightly more expensive in rent, but groceries can be cheaper.
• Malta vs Spain – Spain offers lower rent but higher utility costs.
• Malta vs Greece – Both are similar, but Malta has higher living standards in urban areas.

Pros & Cons of Living in Malta

Pros

• Mild Mediterranean climate
• English widely spoken
• Safe and clean environment
• High-quality healthcare

Cons

• High rent in popular areas
• Limited space and crowded cities
• Summer tourism increases prices
• Traffic congestion in major towns

Final Summary

Malta offers a warm climate, stable lifestyle, and welcoming environment for expats, students, and families. While rental costs can be high, transportation, food, and entertainment remain manageable. With careful budgeting, Malta provides a high quality of life and excellent long-term living conditions.

FAQs

Is Malta expensive to live in?

Yes, Malta can be moderately expensive, especially in high-demand areas like Sliema and St. Julian’s, mainly due to rent.

How much salary is enough to live comfortably in Malta?

Singles typically require €1,000 – €1,700 monthly, while families may need €2,700 – €5,000 depending on lifestyle.

What is the average rent in Malta?

Average rent ranges from €650 to €2,000 depending on property size and location.

Is Malta good for expats?

Yes, Malta is a top destination for expats thanks to its safety, climate, and English-speaking population.

Is Malta cheaper than Italy or Spain?

Malta is generally more expensive in terms of rent but similar or cheaper in groceries and utilities.