Credit Analyst
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| Company Name | ADIB – Abu Dhabi Islamic Bank |
| Company Type | Private |
| Job Type | Full-Time |
| Salary Range | Market Competitive |
| Location | Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates |
| Qualifications | None / No Formal Education |
| Experience | 3 Year+ |
Job Overview
ADIB – Abu Dhabi Islamic Bank is seeking a Credit Analyst to provide full support to branches and DSU’s by reviewing and processing proposed finance applications in a timely fashion and within approved policies.
Company Overview
Abu Dhabi Islamic Bank (ADIB) is a leading financial institution offering a range of banking services in compliance with Islamic principles. Located in Abu Dhabi, United Arab Emirates, ADIB is committed to providing innovative and Sharia-compliant financial solutions.
Quick Details
- Salary Range: Market Competitive
- Job Type: Full-time
- Qualifications: None
- Experience: 3+ Years
Key Responsibilities
- Examining credit applications for completeness and timeliness of information, noting exceptions for correction.
- Preparing error-free credit documents and ensuring vigilance in applying de-dupes.
- Observing agreed turnaround times (TAT) and complying with policies and satisfactory risk ratings.
- Analyzing bank statements to assess genuineness, continuity, business turnovers, cheque returns, and average balances.
- Checking customer’s status through de-dupes/CBRB.
- Meeting minimum daily targets assigned by management while maintaining the lowest level of errors.
Requirements
- Good credit and analytical skills and knowledge.
- Minimum 3 years of practical banking experience, preferably in the finance & credit field.
- Detailed knowledge of ADIB’s Retail Banking credit products & services.
- Broad knowledge of ADIB’s Retail Credit & Operational Policies & Procedures.
- Good knowledge of UAE banking practices, regulations & risks.
- Good communication skills and computer skills.
Benefits
- Support business in achieving monthly budget & targets while maintaining the highest quality portfolio.
- Additional support to business in capturing customers within acceptable parameters without violating CB regulations.
- Contribute positively to the daily underwriting activities.
- Improve communication with branches and DSUs as internal customers.
- Provide constructive comments and feedback on proposed finance applications.
- Compliance of policies & procedures as required in ADIB’s policies & procedures in day-to-day operations.