Credit Analyst- Consumer
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| Company Name | Heartland Bank LTD |
| Company Type | Private |
| Job Type | Full-Time |
| Salary Range | Market Competitive |
| Location | Auckland, New Zealand |
| Qualifications | None / No Formal Education |
| Experience | No Experience / Fresh |
Job Overview
Heartland Bank LTD is seeking an Entry-level Credit Analyst for Consumer banking in Auckland, New Zealand. In this full-time role, you will contribute to analyzing credit applications and assessing the creditworthiness of customers, primarily focusing on the household sector.
Company Overview
With roots stretching back to 1875, Heartland is proudly New Zealand operated and managed. Our focus is on the household, business and rural sectors, offering specialist products which meet the specific needs of our customers. Heartland is an innovative and award-winning financial services group, committed to creating a culture of inclusivity that celebrates diversity and supports the wellbeing of its people. They are a Living Wage Employer, Hearing Accredited Workplace, and Rainbow Tick Certified.
Quick Details
- Salary Range: Market Competitive
- Job Type: Full-time
- Qualifications: None
- Experience: No Experience / Fresh
Key Responsibilities
- Analyze consumer credit applications and financial information.
- Assess the creditworthiness and risk profiles of applicants.
- Prepare comprehensive credit reports and make recommendations.
- Ensure compliance with all lending policies and regulatory requirements.
- Communicate effectively with customers and internal stakeholders.
- Contribute to enhancing the credit assessment process and decision-making.
Requirements
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal abilities.
- Basic understanding of financial products and credit principles.
- Ability to work meticulously and maintain a high level of accuracy.
- Capacity to work effectively both independently and within a team.
- A commitment to diversity, equity, and inclusion, aligning with Heartland’s values.
Benefits
- Real opportunities for learning and career development within a leading bank.
- Work in an innovative and award-winning financial services group.
- Join a culture of inclusivity that celebrates diversity and supports wellbeing.
- Enjoy a challenging, stimulating, and rewarding work environment.
- Be part of a Living Wage Employer and a Rainbow Tick Certified workplace.
- Participate in various internal groups and committees fostering an inclusive culture.