Credit Analyst

Job Overview

ADIB – Abu Dhabi Islamic Bank is seeking a Credit Analyst to provide full support to branches and DSUs by reviewing and processing proposed finance applications in a timely fashion and within approved policies. The role is based in Abu Dhabi/Sharjah.

Company Overview

ADIB – Abu Dhabi Islamic Bank is a leading financial institution based in the United Arab Emirates, offering a range of Sharia-compliant banking products and services. With a strong presence in the region, ADIB is committed to providing innovative financial solutions and exceptional customer service.

Quick Details

• Salary Range: Market Competitive
• Job Type: Full-time
• Qualifications: None
• Experience: 3+ Years

Key Responsibilities

• Examine credit applications for completeness and timeliness of information.
• Prepare error-free credit documents and ensure compliance with policies.
• Analyze bank statements to assess genuineness, continuity, and business turnovers.
• Check customer’s status through de-dupes/CBRB.
• Meet minimum daily targets while maintaining the lowest level of errors.
• Escalate cases requiring higher DP with full analysis and recommendations.

Requirements

• Good credit and analytical skills and knowledge.
• Minimum 3 years of practical banking experience in finance & credit field.
• Detailed knowledge of ADIB’s Retail Banking credit products & services.
• Good Knowledge of UAE banking practices, regulations & risks.
• Good communication skills.
• Good Computer Skills.

Benefits

• Support business in achieving monthly budget & targets.
• Additional support to business in capturing customers within the acceptable parameters.
• Improve communication branches and DSU’s as being internal customers.
• Provide constructive comments and feedback on proposed finance applications.
• Compliance of policies & procedures in day-to-day operations.
• Opportunities for professional development.