Vice President – Head of Working Capital and Real Estate Lending

Job Overview

RAKBANK is seeking a Vice President, Head of Working Capital and Real Estate Lending, to lead and manage the bank’s lending portfolio in these key areas. This role involves driving product management, strategic planning, and overall business growth within the Wholesale Banking Group, ensuring the delivery of simple, human, and helpful banking solutions to businesses across the UAE.

Company Overview

RAKBANK, established in 1976, is one of the UAE’s most dynamic financial institutions, dedicated to helping people and businesses grow with confidence. Known as the UAE’s go-to SME bank, RAKBANK combines smart digital innovation with genuine human connection to serve customers across Personal, Business, and Wholesale Banking Groups. The group also includes Skiply, Protego, and RAK Insurance, creating an ecosystem focused on simplifying and securing customers’ lives. RAKBANK is committed to shaping the future of banking by empowering entrepreneurs and businesses, while always keeping people at its core.

Quick Details

• Salary Range: Market Competitive
• Job Type: Full-time
• Qualifications: None
• Experience: 5 Year+

Key Responsibilities

• Lead the strategic development and management of working capital and real estate lending products.
• Drive growth in the lending portfolio, ensuring alignment with overall business objectives and risk appetite.
• Oversee product innovation and enhancement to meet evolving market demands and customer needs.
• Collaborate with sales and relationship management teams to achieve lending targets and expand market share.
• Develop and implement robust credit policies and procedures for working capital and real estate financing.
• Monitor market trends and competitive landscape to identify opportunities for business expansion.

Requirements

• Proven experience in working capital and real estate lending within a banking or financial services environment.
• Strong background in product management, strategy, and business development.
• Demonstrated leadership skills with the ability to manage and motivate a high-performing team.
• Excellent understanding of risk management principles and regulatory compliance in lending.
• Superior analytical, problem-solving, and decision-making abilities.
• Exceptional communication and interpersonal skills for stakeholder management.

Benefits

• Opportunity to lead a critical segment within a dynamic and growing financial institution.
• Competitive compensation package and performance-based incentives.
• Professional development and career advancement opportunities within RAKBANK.
• Work in a collaborative environment that values innovation and human connection.
• Access to a comprehensive range of employee benefits and well-being programs.
• Be part of a leading bank shaping the future of financial services in the UAE.