Credit Analyst

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Company NameADIB – Abu Dhabi Islamic Bank
Company TypePrivate
Job TypeFull-Time
Salary RangeMarket Competitive
LocationSharjah, Sharjah Emirate, United Arab Emirates
QualificationsNone / No Formal Education
Experience1 Year+

Job Overview

ADIB – Abu Dhabi Islamic Bank is seeking a Credit Analyst to join their team in Sharjah, United Arab Emirates. This role involves analyzing credit applications and contributing to the bank’s finance and sales functions, upholding ADIB’s commitment as a lifelong partner for customers.

Company Overview

Abu Dhabi Islamic Bank (ADIB) is a leading Public Joint Stock Company headquartered in Abu Dhabi, UAE. With assets totaling USD 34 billion, ADIB serves over 1 million customers globally, providing comprehensive Islamic banking solutions, brokerage, real estate, and insurance services. The bank boasts an extensive network in the UAE and a significant international presence, committed to being a lifelong partner for its customers, colleagues, and community.

Quick Details

  • Salary Range: Market Competitive
  • Job Type: Full-time
  • Qualifications: None / Open to all applicants
  • Experience: 1 Year+

Key Responsibilities

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Prepare detailed reports on creditworthiness for management review.
  • Evaluate credit applications and make recommendations for approval or denial.
  • Monitor existing loan portfolios for compliance and potential risks.
  • Collaborate with sales and finance teams to support business growth while managing risk.
  • Adhere to all banking regulations and internal credit policies.

Requirements

  • Strong analytical and quantitative skills.
  • Ability to interpret financial data and make sound judgments.
  • Excellent communication and interpersonal skills.
  • Proficiency in financial analysis software and tools.
  • Detail-oriented with strong organizational skills.
  • Commitment to ethical practices and regulatory compliance.

Benefits

  • Opportunity to work with a leading Islamic banking institution.
  • Professional growth and career development within a dynamic finance sector.
  • Exposure to international banking operations.
  • Competitive compensation and benefits package.
  • Supportive and collaborative work environment.
  • Contribution to a bank committed to community and customer partnership.

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