Head of Credit Risk

Job Overview Addi is seeking a Head of Credit Risk to lead and manage the credit risk function for its digital commerce platform in Colombia. This pivotal role involves developing and implementing robust credit strategies, optimizing risk models, and ensuring sustainable growth by balancing risk and business expansion within the Latin American market. Company Overview Addi is a technology company focused on driving and enabling digital commerce in Latin America. Addi’s mission is to empower people to buy what they want, when they want, easily, quickly, and transparently. The company operates in the financial services sector, leveraging technology to simplify consumer finance. Quick Details

Salary Range: Market Competitive Job Type: Full-time Qualifications: None / Open to all applicants Experience: 10 Year+

Key Responsibilities

Develop and implement comprehensive credit risk strategies and policies to support business growth. Oversee the design, validation, and ongoing monitoring of credit scoring models and algorithms. Lead and mentor a team of credit analysts, fostering their professional development and performance. Monitor credit portfolio performance, identify emerging trends, and implement timely corrective actions. Collaborate cross-functionally with product, data, and commercial teams to integrate risk management seamlessly. Ensure strict compliance with local regulatory requirements and internal risk governance frameworks.

Requirements

Proven extensive experience in credit risk management, preferably within the fintech or digital lending sectors. Strong analytical skills with proficiency in statistical modeling, data analysis, and risk assessment tools. Demonstrated leadership abilities, with a track record of managing and developing high-performing teams. Deep understanding of the Latin American financial market and its regulatory landscape. Excellent communication and interpersonal skills, capable of articulating complex risk concepts to diverse audiences. Ability to thrive in a fast-paced, dynamic, and technology-driven environment.

Benefits

Opportunity to lead a critical function in a rapidly growing Latin American fintech company. Work with innovative technology to transform digital commerce and financial inclusion. Competitive salary and performance-based incentives. Significant professional development and career advancement opportunities. Collaborative, agile, and dynamic work environment. Contribution to empowering consumers across Latin America.