Senior Manager Credit Structures

Royal Bank of Canada (RBC) is seeking a strategic credit professional for its Ultra High Net Worth (UHNW) client portfolio. This role offers location flexibility and may be based in any RBC Caribbean Banking market where the successful candidate currently resides. You will serve as a trusted advisor, delivering exceptional credit experiences and expert credit advice to deepen and grow client relationships.

As a key member of the Client Relationship Team, you will enable a One RBC enterprise approach by identifying opportunities to introduce clients to complementary solutions and specialized partners across our wealth management platform. This position demands strong expertise in personal and commercial lending, exceptional relationship management skills, and the ability to collaborate effectively across multiple teams.

Join RBC and combine financial rigor with strategic thinking to deliver best-in-class credit solutions that reflect RBC's commitment to excellence and position our UHNW clients for long-term success. Apply now!

Company Overview

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com.

We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.

Quick Details

• Salary Range: Not Applicable
• Job Type: Full-time
• Experience: 5 Year+
• Qualifications: bachelors-degree

Key Responsibilities

• Deliver exceptional client experience following all five principles of the Black Card Experience to deepen and grow clients’ credit relationships.
• Lead credit discovery delivering best-in-class structuring advice by understanding client fundamentals and developing innovative structures.
• Partner with Private Bankers to proactively identify and assess credit growth opportunities, expand wallet share, and deepen client relationships.
• Take ownership of structuring competitive, tailored credit solutions for new money requests.
• Collaborate closely with Group Risk Management to align with RBC’s risk appetite and policies.
• Ensure credit and portfolio quality by proactively managing credit renewals and maintaining a sound understanding of policy and lending guidelines.

Requirements

• Undergraduate degree, ideally in Banking, Commerce, Finance, Business Administration, or related field or experience.
• Minimum of 5 -7 years proven combined credit experience in personal and commercial banking, including an understanding of risk assessments, financial statement analysis, credit structuring solutions and deal presentations.
• Strong analytical and critical thinking skills, with the ability to design innovative credit solutions.
• Excellent communication and interpersonal skills to collaborate effectively with clients and internal partners.
• Superior client relationship management skills.

Benefits

• A comprehensive Total Rewards Program including bonuses and flexible benefits.
• Leaders who support your development through coaching and managing opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Opportunities to do challenging work.