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Cost of Living in Pakistan 2026 Guide for Expats and Travelers

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Cost of Living in Pakistan 2026 Guide for Expats and Travelers

Cost of Living in Pakistan in 2026: Rent, Food, Salaries and Monthly Expenses

The cost of living in Pakistan in 2026 varies considerably depending on where you live, whether you rent, and the standard of housing, healthcare and education you choose. Pakistan remains relatively inexpensive by international price comparisons, but affordability is much more challenging for households earning local wages.

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For planning purposes, a budget-conscious single person renting modest accommodation may spend approximately PKR 65,000 to PKR 100,000 per month. A single person seeking a more comfortable urban lifestyle may need PKR 110,000 to PKR 180,000 or more. A family of four renting a home may need PKR 180,000 to PKR 350,000 or more, particularly if children attend private schools.

These are illustrative planning ranges including rent, not official national averages. Households sharing accommodation, living with relatives or owning their homes can spend substantially less.

Inflation is an important consideration. According to the Pakistan Bureau of Statistics, consumer prices increased by 9.6% year on year in October 2026. This makes it important to reassess food, utility and transport budgets regularly rather than relying on older estimates.

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Cost of Living in Pakistan at a Glance

The main expenses in Pakistan are housing, food, electricity, transport and, for many families, private education and healthcare. The following figures provide practical 2026 planning estimates in Pakistani rupees (PKR).

ExpenseEstimated Cost in PKRWhat It Includes
Single person, excluding rent45,000 to 100,000/monthFood, bills, transport, connectivity and personal spending
Single person, including rent65,000 to 180,000/monthModest to comfortable independent living
Couple, including rent110,000 to 230,000/monthShared accommodation and typical household expenses
Family of four, including rent180,000 to 350,000+/monthHousing, food, utilities, transport and other family costs
One-bedroom apartment, outside centre15,000 to 60,000/monthDepends heavily on city and neighbourhood
One-bedroom apartment, city centre30,000 to 100,000+/monthHigher prices in desirable urban locations
Three-bedroom apartment40,000 to 160,000+/monthVaries by city, location and building quality
Groceries, single adult18,000 to 35,000/monthMostly home-prepared meals
Groceries, family of four45,000 to 85,000/monthRegular household food shopping
Basic household utilities15,000 to 55,000+/monthElectricity, gas, water and related services
Broadband internet2,500 to 8,000/monthResidential connection
Mobile phone package850 to 2,500/monthCalls and mobile data
Inexpensive restaurant meal300 to 1,500One person
Private preschool5,000 to 30,000/monthPer child, depending on institution

The figures combine rounded consumer-price observations from Numbeo's June 2026 Pakistan dataset with illustrative household planning assumptions. Actual spending may fall outside these ranges. In particular, these are not guaranteed rental quotations or fixed government tariffs.

How Much Does It Cost to Live in Pakistan Per Month?

A single person renting independently can reasonably plan around PKR 65,000 to PKR 180,000 per month, depending on the city and lifestyle. A family of four may require PKR 180,000 to PKR 350,000 or more, including rent.

For someone living with relatives or in shared accommodation, the budget can be much lower. Conversely, residents who choose premium housing in Islamabad, international schools, frequent restaurant dining or private medical care may spend considerably more.

It is important to distinguish spending estimates from average household expenditure. The Pakistan Bureau of Statistics reports average monthly household consumption of PKR 79,150 and average monthly household income of PKR 82,179 in its 2024-25 Household Integrated Economic Survey. These are historical nationwide survey averages across different household sizes, tenures and living arrangements. They should not be treated as the cost of establishing an independently rented household in a major city in late 2026.

Housing and Rent Prices in Pakistan

Rent is often the largest single expense for newcomers. Affordable accommodation exists, but desirable central neighbourhoods, secure housing developments and locations near employment centres can be substantially more expensive.

Numbeo's June 2026 country dataset reported approximate monthly national averages of PKR 20,651 for a one-bedroom apartment outside the city centre and PKR 35,870 in a central location. For three-bedroom apartments, the corresponding estimates were PKR 47,240 and PKR 80,189.

These averages conceal major differences. In Islamabad, Numbeo's May 2026 observations placed a central one-bedroom apartment at approximately PKR 66,365 and a central three-bedroom apartment at around PKR 156,650. Premium listings can cost more.

What Affects Rental Prices?

  • City and neighbourhood: Islamabad's desirable sectors and premium areas of Karachi and Lahore often command higher rents.
  • Property size: Family homes and three-bedroom apartments generally cost more than studios or shared rooms.
  • Security and facilities: Gated communities, lifts, parking, backup electricity and maintenance increase costs.
  • Furnished accommodation: Furnished homes may carry a significant premium.
  • Distance from work: Cheaper suburban housing can increase commuting expenses.

Before renting, ask about security deposits, advance rent, estate-agent charges, maintenance fees, water supply and electricity backup. These costs may not appear in the advertised monthly rent.

Buying Property in Pakistan

Buying property introduces separate expenses, including purchase taxes, registration costs, agency fees, maintenance and legal verification. Prices vary enormously by city and development. Foreign nationals should confirm applicable ownership restrictions and permission requirements before assuming they can purchase residential property.

Food and Grocery Costs in Pakistan

A single adult who cooks most meals at home might budget PKR 18,000 to PKR 35,000 per month for groceries. A family of four may need PKR 45,000 to PKR 85,000, with higher spending for premium brands, meat-heavy diets or imported products.

Representative prices from Numbeo's June 2026 country data include the following:

Grocery ItemApproximate Price
Milk, 1 litrePKR 228
White bread, 500 gPKR 166
White rice, 1 kgPKR 332
Eggs, 12PKR 333
Chicken fillets, 1 kgPKR 784
Beef, 1 kgPKR 1,341
Potatoes, 1 kgPKR 96
Onions, 1 kgPKR 113
Apples, 1 kgPKR 316
Bananas, 1 kgPKR 181
Bottled water, 1.5 litresPKR 106

These are rounded consumer-reported averages, not official retail prices for November 2026. Seasonal vegetables, fruit, meat and staples can fluctuate significantly. Traditional markets may be less expensive than premium supermarkets, although prices depend on quality and locality.

Households should also consider drinking-water filters or deliveries, cooking gas, household cleaning supplies and food wastage when planning grocery spending.

Restaurants and Eating Out in Pakistan

Eating out in Pakistan can be economical at local restaurants, but regular visits to international chains, cafés and premium restaurants can substantially increase spending.

Restaurant ExpenseTypical Price Range
Inexpensive restaurant mealPKR 300 to 1,500
Mid-range meal for twoPKR 2,500 to 8,440
Fast-food combo mealPKR 1,200 to 1,900
CappuccinoPKR 150 to 1,000
Soft drink, small bottlePKR 70 to 180

These ranges come from the June 2026 Numbeo dataset. Delivery fees, service charges and applicable taxes may increase the final bill. A person eating outside several times each week should budget separately for restaurants rather than treating all food spending as groceries.

Utilities: Electricity, Gas and Water

Household utilities may cost approximately PKR 15,000 to PKR 55,000 or more per month, depending on property size, usage and location. Air conditioning during hot months can make electricity a major affordability concern.

Numbeo's June 2026 dataset reported an average of approximately PKR 30,190 per month for basic utilities in an 85-square-metre apartment, with consumer-reported values extending from roughly PKR 19,684 to PKR 55,600.

Electricity bills depend on consumption, tariff category, applicable taxes, adjustments and other charges. Gas costs also vary with consumption and supply arrangements. Residents should check current bills for the specific property instead of relying on the previous tenant's verbal estimate.

Additional costs may include backup power, batteries, solar-system maintenance, water tankers, filtration and building maintenance. These can be especially important where electricity or water supply is unreliable.

Internet and Mobile Phone Costs

Residential broadband commonly costs approximately PKR 2,500 to PKR 8,000 per month, while a mobile plan may cost PKR 850 to PKR 2,500, based on June 2026 consumer-price observations.

Actual packages depend on provider, speed, data limits, taxes and locality. Fibre broadband may be available in established urban neighbourhoods but less accessible in rural or newly developed areas.

Remote workers should verify service availability at their intended address, test mobile coverage and consider a backup connection. Installation fees, equipment charges and backup electricity may create additional expenses.

Transportation Costs in Pakistan

Public transport is relatively inexpensive on certain established urban corridors, but travel costs depend heavily on whether your home and workplace are connected to those routes. Elsewhere, residents may rely on motorcycles, rickshaws, ride-hailing services or private cars.

The Punjab Masstransit Authority's published fare policy lists PKR 30 per trip for the Lahore and Pakistan Metrobus systems and PKR 25 for Multan Metrobus. Lahore's Orange Line Metro Train uses distance-based fares ranging from PKR 25 to PKR 45.

These are published system-specific fares, not a universal fare for every bus or transport service in Pakistan. They should be checked before travel because operator policies can change.

Numbeo's June 2026 observations showed an ordinary local-transport journey ranging from approximately PKR 40 to PKR 100 and a monthly pass ranging from PKR 1,000 to PKR 6,000 where such passes are available.

Private Transport Expenses

For private vehicles, include petrol, maintenance, tyres, insurance, parking and depreciation. Fuel costs are variable and should not be calculated using a fixed historic petrol price. A motorcycle may be less expensive to operate than a car, but the actual savings depend on distance, traffic and maintenance requirements.

A public-transport commuter might budget PKR 2,000 to PKR 6,000 monthly for regular journeys, excluding additional connections. Frequent ride-hailing or private-car use can cost several times more.

Healthcare Costs in Pakistan

Healthcare is not universally free in Pakistan. Public hospitals may provide free or subsidised services, while private hospitals generally charge for consultations, investigations, medicines, procedures and admissions. Availability and patient eligibility vary.

Private consultation charges can start around PKR 1,500 and exceed PKR 8,000 for some specialists or facilities. However, consultation fees represent only a small part of possible healthcare spending.

Some provincial programmes provide financial protection for eligible residents. For example, Khyber Pakhtunkhwa's Sehat Card Plus programme covers specified hospital treatments at participating facilities for eligible beneficiaries. Khyber Teaching Hospital explains that covered inpatient treatment and selected specialist procedures can be provided under the programme.

This is not a nationwide guarantee of free private treatment, and eligibility should be verified through the programme's current official channels. Routine outpatient care, medicines purchased privately, dental services and treatments outside a programme's benefit package may still involve personal spending.

Foreign residents should not assume access to government-funded healthcare schemes. They should confirm eligibility and consider appropriate medical insurance, particularly where private hospital treatment is preferred.

Education and Childcare Costs

Pakistan offers public education and a large private education sector, creating considerable differences in household spending.

Article 25A of Pakistan's Constitution establishes a right to free and compulsory education for children aged five to sixteen, subject to implementation through applicable law. In practice, families may still incur costs for uniforms, transport, books, stationery and other school-related needs.

Private school fees vary significantly by institution. Numbeo's June 2026 observations indicated monthly private preschool fees ranging from approximately PKR 5,000 to PKR 30,000 per child.

The same dataset reported international primary-school tuition of approximately PKR 180,000 to PKR 1,250,000 annually per child, with more expensive institutions possible. This is an indicative market range, not a universal fee schedule.

Families should budget for admission charges, annual increases, transport, examinations, extracurricular activities and other school expenses. University tuition also varies by institution, programme and whether the student pays domestic or international fees.

Salaries and Average Income in Pakistan

Pakistan's everyday costs may appear low when converted into foreign currency, but locally earned salaries are also comparatively modest.

The Pakistan Bureau of Statistics reports an average monthly wage of PKR 39,042 in its 2024-25 Labour Force Survey. This is a survey-based national wage measure, not a current 2026 salary offer, an average professional salary or a recommended living wage.

The difference between average wages and independently rented urban living costs is substantial. Someone earning around PKR 40,000 may struggle to cover even modest rent, food and bills without shared housing, family support or other household income.

What Salary Is Needed to Live Comfortably in Pakistan?

A single renter may target approximately PKR 110,000 to PKR 180,000 in monthly take-home income for a moderate urban lifestyle. A couple may need PKR 160,000 to PKR 230,000, while a family of four may aim for PKR 250,000 to PKR 350,000 or more, depending on schooling and housing.

These are lifestyle-based budgeting benchmarks, not officially defined comfortable salaries. Residents who own their homes or share household costs may need less, while households with premium rent, debt payments or substantial medical expenses may need considerably more.

Minimum Wage in Pakistan in 2026

Pakistan does not have one uniform minimum wage applying identically in every province. Rates depend on jurisdiction and relevant employment rules.

JurisdictionMonthly Minimum WageStatus as of November 2026
Islamabad Capital TerritoryPKR 40,700Notified, effective 1 July 2026
SindhPKR 43,000Notified, effective 1 July 2026
PunjabPKR 40,000Last confirmed rate, effective July 2025
Khyber PakhtunkhwaPKR 40,000Last confirmed notified rate; PKR 45,000 announced but notification not verified
BalochistanPKR 37,000Last reported 2025 rate; current status requires verification

According to a September 2026 employment compliance update from Mercans, Islamabad and Sindh notified increased rates effective 1 July 2026. Other provincial amounts shown above reflect the latest rates the source could confirm. Announced budget proposals should not automatically be treated as enforceable wage notifications.

Minimum wage and adequate living income are different concepts. Even the higher notified minimum rates may be insufficient for a worker independently renting an apartment and supporting a family in a major city.

Income Tax and Everyday Affordability

Income tax reduces take-home pay and should be considered when comparing a job offer with living expenses.

For the 2026-27 tax year, salaried individuals with annual taxable income up to PKR 600,000 generally fall within the zero-income-tax bracket. Tax applies progressively above that threshold under the applicable schedule. Employers commonly deduct salary tax from payroll.

For example, a gross salary of PKR 100,000 per month represents PKR 1.2 million annually before applicable adjustments. Under the basic salaried slab up to that amount, the annual income-tax calculation is PKR 6,000, or approximately PKR 500 monthly. Other circumstances can affect the final result.

For current legislation and personal tax obligations, consult the Federal Board of Revenue. Sales taxes, fuel-related levies, telecom charges and taxes embedded in consumer prices also affect real household purchasing power.

Realistic Monthly Budgets in Pakistan

The following example budgets show actual expense calculations. Each includes rent and assumes ordinary residential living rather than tourism, luxury accommodation or international-school fees.

Monthly Expense Budget Single Moderate Single Couple Family of Four
Rent20,00045,00055,00080,000
Utilities10,00020,00025,00035,000
Groceries18,00028,00040,00065,000
Transport4,00010,00015,00025,000
Internet and mobile3,0005,0006,0008,000
Healthcare reserve2,0005,0007,00010,000
Dining and leisure4,00012,00015,00020,000
Other personal expenses4,00010,00012,00017,000
School-related spending00030,000
Total Including Rent65,000135,000175,000290,000

All amounts are in PKR per month. These are constructed example budgets, not surveyed household averages.

Budget-Conscious Single Person: PKR 65,000

Assumes a low-cost apartment or room arrangement, mostly home-cooked meals, limited leisure spending and economical commuting. Suitable accommodation at this budget may be difficult to find in expensive central neighbourhoods.

Moderate Single Person: PKR 135,000

Assumes a privately rented modest apartment, regular groceries, moderate utility usage, occasional dining and some allowance for healthcare and discretionary spending.

Couple: PKR 175,000

Assumes two adults sharing housing, utilities and internet, without childcare or school fees. Transport costs could rise considerably if both adults commute by private vehicle.

Family of Four: PKR 290,000

Assumes two adults and two children, a modest family rental, mostly home-prepared food and PKR 30,000 in combined school-related spending. Premium private schooling, additional vehicles, childcare and medical needs can increase the total substantially.

These budgets do not include major emergencies, loan repayments, retirement savings, international travel or substantial relocation expenses. Households should maintain a separate emergency reserve where possible.

Cost of Living by City in Pakistan

Islamabad generally has higher consumer and rental costs than many other Pakistani cities, particularly in central sectors. Lahore and Karachi offer wider housing markets, with both affordable outer areas and expensive premium neighbourhoods.

CityCost of Living IndexRent Index
Islamabad25.26.1
Lahore21.73.4
Karachi21.63.3
Rawalpindi21.54.4

Source: Numbeo's June 2026 city comparisons. These are relative indices, not monthly bills. The cost-of-living index excludes rent, which is shown separately.

Islamabad

Islamabad is often a more expensive choice for independent renters, especially in sought-after sectors. A household should compare the combined cost of accommodation, commuting and schooling rather than choosing based on rental price alone.

Lahore

Lahore offers substantial variety, including relatively affordable residential districts and premium neighbourhoods. The Orange Line and Metrobus can make commuting more economical for residents whose destinations are close to the routes.

Karachi

Karachi has a diverse residential market. Location, commute length, building facilities, water arrangements and electricity costs can materially affect a household budget. Long journeys may offset savings from cheaper accommodation.

Rawalpindi, Faisalabad, Multan and Smaller Cities

Some neighbourhoods in these cities may offer lower rents than premium areas of Islamabad, Lahore or Karachi. However, fewer public-transport connections, different employment opportunities and local service availability can change the overall affordability calculation.

Rural living may involve lower rent or family-owned accommodation, but costs associated with transport, medical access and reliable internet should also be considered.

How Does Pakistan Compare With Nearby Countries?

Pakistan ranks among the lower-cost countries in South Asia, but comparisons change depending on rent, groceries, exchange rates and purchasing power.

Country2026 Cost of Living Index2026 Rent Index
Pakistan19.63.4
India18.94.3
Bangladesh22.82.6
Nepal22.62.9
Sri Lanka33.97.2

Source: Numbeo's 2026 Southern Asia rankings. The cost-of-living index excludes rent. These comparisons are based on crowdsourced data and should be treated as approximate.

Pakistan's index was slightly above India's but below Bangladesh's and Sri Lanka's. Therefore, it is not accurate to claim that Pakistan is always cheaper than India or every other nearby country.

Purchasing power also matters. A lower price level does not necessarily mean that residents earning local wages can afford more goods and services.

Living Expenses New Residents Often Overlook

Moving to Pakistan can require substantial spending beyond normal monthly bills. Common overlooked expenses include:

  • Rental deposits, advance rent and estate-agent fees.
  • Furniture, kitchen equipment and household appliances.
  • Electricity backup, batteries and solar maintenance.
  • Water filtration, drinking-water deliveries and private water supply.
  • Seasonal air-conditioning and heating expenses.
  • Vehicle maintenance, parking and fuel-price changes.
  • Private school admission, uniforms and transport.
  • Medical tests, medicines and unexpected hospital treatment.
  • Broadband installation and mobile equipment.
  • Visa extensions, documentation and immigration-related travel.
  • Imported products, foreign-currency payments and international banking charges.

New residents should ideally budget for initial setup costs separately from recurring monthly living expenses.

Cost of Living Versus Residency Financial Requirements

The amount needed to live comfortably in Pakistan is not the same as the amount or documentation required to qualify for a visa or lawful residence.

Pakistan has different immigration categories, including tourist, business, work, study and family-related visas. Each category can involve different eligibility conditions, documentation and duration limits.

The Directorate General of Immigration and Passports identifies the main visa categories, while its visa guidance describes extension arrangements for various circumstances.

There is no single general monthly income threshold that should be assumed to apply to every foreign national seeking to live in Pakistan. Financial documentation, sponsorship and other requirements must be verified for the specific visa category and nationality.

A person who can afford monthly living expenses does not automatically qualify for long-term residence or permission to work.

Is Pakistan Affordable for Expats and New Residents?

Pakistan can be affordable for expatriates earning a stable foreign-currency income, especially when housing, schooling and healthcare requirements are modest. However, residents receiving local wages may experience substantial affordability pressure.

The greatest differences often arise from lifestyle choices. A local-market grocery budget and modest suburban apartment can cost far less than furnished accommodation, an international school and extensive private transport.

Before relocating, compare at least three rental options in your intended neighbourhood, obtain realistic electricity-bill estimates, verify healthcare arrangements and calculate commuting expenses. Families should get current school fee schedules directly from institutions.

It is also prudent to maintain savings for inflation, exchange-rate changes and unexpected relocation or medical costs.

Conclusion: Is Pakistan Expensive to Live In?

Pakistan is relatively inexpensive when compared with many international destinations, but it is not necessarily inexpensive for people earning local salaries. Housing, inflation, electricity bills and private education are especially important for affordability.

A modest single-person budget may begin around PKR 65,000 monthly including inexpensive accommodation, while independent urban living can require PKR 110,000 to PKR 180,000 or more. Families may need PKR 180,000 to PKR 350,000 or more depending on housing, transport and schooling choices.

The most reliable approach is to build a household budget around a specific city and neighbourhood, verify current local prices and compare total monthly expenses with actual take-home income.

Sources and Methodology

This guide was reviewed on 5 November 2026. It combines official Pakistani economic and administrative information with consumer-price datasets, published transport fares and illustrative budgeting calculations.

Official sources were prioritised for wages, inflation, taxation, transport and immigration. Consumer-price and rental estimates draw partly on Numbeo's June 2026 observations, which covered 5,511 entries from 412 contributors over the preceding twelve months. These are crowdsourced estimates rather than a representative official price survey. Individual cities and neighbourhoods may have smaller samples.

The sample budgets are editorial planning scenarios built from stated expenses. They are not official household expenditure statistics. Rental quotations, consumer prices, government rules and tariffs can change. Where available evidence differs or a recent official notification could not be confirmed, the uncertainty is stated in the relevant section.

Frequently Asked Questions

How much does it cost to live in Pakistan per month in 2026?

A single person renting modest accommodation may spend approximately PKR 65,000 to PKR 100,000 per month. A more comfortable independent lifestyle may cost PKR 110,000 to PKR 180,000 or more. These estimates include rent, food, utilities, transport and ordinary personal expenses. Actual spending depends on the city, housing arrangement and lifestyle.

How much is monthly rent in Pakistan?

A one-bedroom apartment outside the city centre may cost approximately PKR 15,000 to PKR 60,000 monthly, while central accommodation can cost PKR 30,000 to PKR 100,000 or more. Islamabad's desirable neighbourhoods can be especially expensive. Property size, furnishing, security, location and maintenance facilities all affect rental prices.

What is a comfortable salary in Pakistan in 2026?

A single renter may target monthly take-home income of approximately PKR 110,000 to PKR 180,000 for a moderate urban lifestyle. Families may need PKR 250,000 to PKR 350,000 or more. These are illustrative affordability benchmarks, not official salary standards. Owning a home or sharing accommodation can reduce the income required.

What is the minimum wage in Pakistan in 2026?

There is no single uniform minimum wage nationwide. Islamabad's notified monthly rate is PKR 40,700 and Sindh's is PKR 43,000, effective 1 July 2026. Punjab's last confirmed rate is PKR 40,000. Other provincial rates and unimplemented proposals require careful verification against the relevant government notifications.

Is healthcare free in Pakistan?

Healthcare is not universally free. Government facilities may provide free or subsidised services, but patients can still face costs for medicines, investigations and treatment. Some eligible residents receive specified hospital coverage through provincial programmes such as Khyber Pakhtunkhwa's Sehat Card Plus. Foreign residents should verify eligibility and consider private medical insurance.

Is public transport free in Pakistan?

Public transport is generally not free. Published fares for Lahore and Pakistan Metrobus are PKR 30 per trip, while Multan Metrobus is listed at PKR 25. Lahore's Orange Line fares range from PKR 25 to PKR 45 depending on distance. Special concessions may exist, but they should not be assumed to apply universally.

How much does a family of four need in Pakistan?

A family of four renting a home may need approximately PKR 180,000 to PKR 350,000 or more per month. An illustrative PKR 290,000 budget includes rent, groceries, utilities, transport, healthcare reserves and modest school-related expenses. Premium neighbourhoods, international schooling, additional vehicles and private medical needs can increase spending substantially.

How much do groceries cost in Pakistan?

A single adult who cooks most meals at home might spend PKR 18,000 to PKR 35,000 monthly on groceries. A family of four might spend PKR 45,000 to PKR 85,000. Actual costs depend on household size, meat consumption, seasonal prices, imported brands and shopping location. Local produce markets may offer savings.

Which cities are cheaper to live in than Islamabad?

Many neighbourhoods in Faisalabad, Multan, Rawalpindi, Lahore and Karachi can offer lower rents than premium areas of Islamabad. However, citywide costs differ by housing location, utilities, transport and employment opportunities. A cheaper apartment may not deliver overall savings if commuting and other expenses are substantially higher.

Is Pakistan cheaper than India and Bangladesh?

Pakistan's 2026 Numbeo cost-of-living index was 19.6, compared with India's 18.9 and Bangladesh's 22.8. This indicates that Pakistan was slightly more expensive than India on the index excluding rent but less expensive than Bangladesh. Crowdsourced comparisons are approximate and do not show whether residents can afford costs on local salaries.

Can foreigners live in Pakistan on a modest budget?

Foreign nationals may be able to live economically in Pakistan, particularly with a stable income and modest housing requirements. However, living costs are separate from immigration eligibility. Tourists, students, employees and family members face different visa rules. Applicants should verify their permitted stay, documentation and financial requirements through official immigration channels.

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